As a student, you’re here to learn but you can also have fun. We want you to get great value from your Overseas Student Health Cover even when you’re fit and healthy. So keep your mind and body active with some great member discounts on health and fitness, entertainment and experiences for you to enjoy during your study breaks.

• Up to 25% off Event Cinema and Hoyts Cinema movie tickets
• 20% discount off admission to Sydney, Melbourne and Sunshine Coast Sea Life Aquariums
• 20% discount off admission at Wild Life Sydney, Madam Tussauds and The Sydney Tower Eye
• 15% discount off admission at Dreamworld and Whitewater World
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Hospital expenses covered

In most cases, we will pay for these services when you’re in hospital including:

• accommodation for overnight or same-day hospital stays
• operating theatre, intensive care and labour ward fees
• medication provided to you as part of your in-hospital treatment under the Pharmaceutical Benefits Scheme (PBS)
• physiotherapy, occupational therapy and dietetics and other allied health services provided in hospital
• surgically implanted prostheses up to the approved minimum benefits in the Government Prostheses List that used as part of your surgery
• private room where available

Medical expenses covered

Each doctor or specialist that treats you will charge a fee for the service they provide. This also includes most tests you may be sent to have by your doctor including pathology and radiology services.

• There is a set fee for each service, which is called the Medicare Benefits Schedule (MBS) fee. If your doctor charges you 100% of the MBS fee then you will be fully covered for treatment in hospital and out of hospital. If your doctor chooses to charge above 100% of the MBS fee then for the part above the MBS fee, you will have to pay it yourself.

Outpatient pharmacy

If you are prescribed pharmacy items by a doctor, specialist or when you have visited hospital and not been admitted, you can claim back $50 per approved prescription item, up to $300 (single) or $600 (couple/family) per year.

• You will have to pay the first $40.30 each time (which is the Pharmaceutical Benefits Schedule co-payment fee, which is what Australian residents have to pay too).

Emergency Ambulance Services

You can claim for emergency ambulance transportation and on-the-spot treatment by our recognised providers anywhere in Australia

Waiting periods apply

You will need to be a member for a certain amount of time before claiming money back on services. This is called a waiting period.

If you have your condition before joining Bupa we call this a pre-existing condition and we also may not be able to cover you, or you may need to wait until you have completed your waiting period.

• 2 months* = Pre-existing conditions, ailments or illnesses of a psychiatric nature
• 12 months = Pregnancy related services- Pregnancy and birth
• 12 months = All other pre-existing conditions, ailments or illnesses for hospital and outpatient medical services

Waiting periods don’t apply when:

• treatment is required as a result of an accident after joining Bupa
• you have a condition which is defined under the Emergency Treatment section of the Important Information Guide (located in the box below)